Mothoq or direct transfer?
A clear comparison between paying by bank transfer and using Mothoq escrow.
Direct transfer
- Money arrives instantly — hard to reverse
- No third party when conflict starts
- Full reliance on personal trust
- No official delivery record
- Only suitable for people you know well
Via Mothoq
- Funds held until confirmation
- Dispute path with neutral admin
- Identity verification for both sides
- Chat and proof stored
- Best for strangers or important amounts
When to choose Mothoq
- When you never meet face to face
- When the amount is relatively large
- When you want a clear record of every step
- When both sides need protection
Bottom line
Direct transfer is faster but riskier. Mothoq adds a safety layer for a transparent fee — what most online deals need.